conventional jumbo loan limits Fannie Mae Mortgage Limits Jumbo Mortgage Down Payment Requirements The traditional down payment for a Jumbo Loan is the same amount as for a conventional loan-20%. However, down payment requirements have become a bit more flexible in recent years, and some lenders accept 10% down payments for jumbo loans. fha (buyers’ primary low down payment financing option) raised its monthly and upfront fees this spring, and also made borrowers’ monthly mortgage.As a result, many borrowers’ debt ratios were pushed beyond most lenders’ underwriting limits. – For an estimated. they could end up in default on their home mortgages. For its part, Fannie Mae.Loans above the following limits are called jumbo loans. 1-unit home – $484,350. 2-units (duplex) – $620,200. 3-units – $749,650. 4-units – $931,600.Conforming Jumbo Loan Limits 2016 Fha Loan Limit Riverside County California conforming loan limits This website provides 2019 conforming loan limits by county, as well as VA and FHA limits. In 2019, the baseline loan limit for most counties across the U.S. will be $484,350, an increase over 2018. More expensive markets, such as New York City and San Francisco, have conforming loan limits as high as $726,525.30 Yr Conforming Fixed California Conforming Loan Limits At the end of 2018, federal housing officials increased the conforming loan limits for California; and in a November 27 press release, the federal housing finance agency stated: "Washington, D.C. – The federal housing finance agency (fhfa) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and.