Phone: (423) 587-2345

Certificates of Deposit (CDs)

If you're looking to earn greater interest on your money, look no further. Our CDs can earn as much as three times the interest over a regular savings account. We have CDs available for short-term or long-term maturity. Either way, this is a risk-free investment.

Summary

$2,500 minimum to open any CD
Maturities available from 90 days to 5 years
Higher interest than savings account
Risk-free investment tool
Receive interest payments monthly, quarterly, or at maturity
FDIC insured

View our current rates here.

Early Withdrawal

CDs incur penalties for early withdrawal. To ensure the greatest return, choose the CD term for which you are comfortable you will not need to withdraw the principal funds before maturity. The penalties for early withdrawals are as follows:

90-day CD: 90-day interest penalty
6-month CD: 90-day interest penalty
1-year CD: 90-day interest penalty
2-year CD: 180-day interest penalty
3-year CD: 180-day interest penalty
4-year CD: 180-day interest penalty
5-year CD: 180-day interest penalty